embrace success

For over 28 years, Embrace Home Loans has been a trusted leader in the mortgage industry. Headquartered in scenic Newport, Rhode Island, with 17 retail branch offices nationwide, Embrace currently employs over 500 people doing business across 46 states.

We know that success in the 21st century requires incomparable customer service and exceptional products. That differentiation in a competitive marketplace demands the ability to leverage technology, and utilize innovative marketing techniques. But at Embrace Home Loans we realize that to be truly successful, to really stand out, requires an investment in our most valuable resource, our people.

Embrace maintains an atmosphere where employee appreciation, growth and accountability are its core values. In these turbulent times, these values have allowed us not only to survive, but to flourish.

Embrace Home Loans’ financial position is strong. While we have regularly reinvested to strengthen our infrastructure, continued profitability and disciplined cost-management practices have preserved capital, and created a solid cash foundation. And although the current economic environment finds many in our industry cash-starved and suffering weakened balance sheets, our positions are at historically high levels. As a result, Embrace has maintained committed banking and financing relationships, affording us competitive advantages in the marketplace.

Through concentrated training and effective process recalibration, Embrace can adapt quickly and profitably to shifts in investor and consumer demand. This is best illustrated by Embrace’s stability during the collapse of the subprime market. During the past 3 years, Embrace virtually maintained its’ overall production volume, making 2010 our 11th profitable year in a row.